Yes, a few times. QCOM has had some good years. I sold about 30% of my total position across two tranches when the stock ran up. Used it for a car and to top up my emergency fund. The rest is still sitting in E*TRADE — or was, until I moved it.

E*TRADE for shares, a spreadsheet I built in 2019 and stopped updating consistently by 2021. My CA asked for Schedule FA data every year and I'd scramble to produce it. When I got a compliance notice after six years of this, I couldn't even verify whether my CA's reconstruction was accurate — I didn't have the source data anymore.

The compliance notice. For a six-year position that's not enormous in absolute terms, the CA bill for fixing the ITR was genuinely painful. I'd been thinking of Rovia as something for FAANG employees with large grants. When I ran the numbers, the compliance cost of not having a proper system was higher than I'd assumed regardless of grant size.

Sell methodically as each lot hits LTCG eligibility and deploy into a mix of Nifty 50 index funds and US total market funds. Qualcomm's been fine but I don't need to hold it indefinitely. I'd rather have a diversified passive portfolio than concentrated QCOM.

Moderate. Stable income, no loans, some clear near-term goals. I'm not trying to swing for the fences. I want steady long-term compounding in assets I don't have to watch. That's the direction I'm moving.