People, not pitches.
20 engineers and managers at US tech companies — in their own words, on RSUs, repatriation, and the decisions they wish they'd made earlier.
I spent every July rebuilding cost basis from scratch. Not anymore.
₹2.2 lakh lost to FX markup over 5 years. I never noticed until I looked.
Sold 6 days too early. ₹1.8L in extra tax. A calendar note wasn't enough.
48 lots. 48 INR cost bases. My spreadsheet eventually broke — as expected.
₹58L in META, zero in anything else. I knew it was a problem. Kept deferring.
Apple vests quarterly. I was repatriating every time. The cost was invisible.
NVDA went up 5x while I was figuring out what to do with it.
First vest landed. Nobody told me what Schedule FA was.
Left Amazon after 4 years. Needed my RSU records clean before day one at the startup.
I'm a designer. I shouldn't need to understand SBI TT rates to file my taxes.
I send money to parents every quarter. FX was hitting me on both legs of the transfer.
Seven years of Intel RSUs held through a decade of flat performance. Finally building an exit plan.
Uber's stock is volatile. My Schedule FA situation was more volatile.
Six months of maternity leave. Two vests happened. Nobody told me what to do next.
Qualcomm isn't in the FAANG conversation. My compliance obligations were identical.
Eight years of Oracle RSUs, three brokers, four spreadsheets. Called Rovia on a Saturday.
Twelve years at Cisco. Starting to think about what all this actually converts into.
Joined Stripe when it was private. The equity situation when it listed was not simple.
ServiceNow isn't FAANG but the FX markup on repatriation was exactly the same.
Walmart Global Tech is 5,000 engineers in Bangalore. The RSU compliance conversation never comes up.