I sold one lot during maternity leave — I needed the liquidity that month. That's the only sale I've made in three years. Everything else has been accumulating. I'm starting to think about what to do with the position now that I'm back.

Fidelity, a quarterly reminder to update my spreadsheet, and a system that worked until I went on leave. When I came back six months later, I had two vests with no data recorded anywhere. My CA was asking for Schedule FA information I didn't have. I was trying to reconstruct it from memory and Fidelity statements, which took weeks.

The reconstruction exercise after maternity leave made it clear that my system depended on me actively maintaining it. The moment I stopped — even for a legitimate reason — it broke. Rovia imports data automatically. It doesn't need me to remember to update a spreadsheet. That's what I needed.

Hold for now, probably sell when we're ready to buy a house in two or three years. I have a newborn, I'm back at work, and I don't have the bandwidth to actively manage this. I want a system I can largely set and come back to. That's what I have now.

Moderate, and honestly lower than before I had a child. My risk tolerance has shifted in a way that surprised me. Providing stability matters more to me now than maximising returns. I don't think that's a bad thing.