Free tools
Every RSU calculator
an Indian resident needs
22 tools covering tax, FX, risk, and planning — built specifically for Indian residents holding US company stock.
Tax & Compliance
See exactly how many days until 20% LTCG vs 30% STCG — and the rupee difference.
Open tool →Calculate the income-tax on vest-day perquisite value before you plan a sale.
Open tool →Estimate the US tax withheld, Form 67 FTC you can claim, and net India tax owed.
Open tool →Calculate quarterly advance-tax instalments (15 Jun / 15 Sep / 15 Dec / 15 Mar) to avoid interest.
Open tool →Check if indexation applies to your foreign equity holding and the indexed cost.
Open tool →Generate a pre-filled Schedule FA checklist for your ITR disclosure of foreign assets.
Open tool →Enter each vest lot and see the 24-month countdown, LTCG status, and tax per lot.
Open tool →Planning & Decisions
Full waterfall from RSU vest value → perquisite tax → LTCG/STCG → FX → INR in hand.
Open tool →Compare sell-today vs hold-to-LTCG: tax delta, break-even price, and expected gain.
Open tool →Compare two RSU grant offers by vesting schedule, stock growth, and net INR value.
Open tool →Model whether a cash bonus or RSU grant leaves more money after tax and FX.
Open tool →Plan which lots to sell in which Indian tax year to minimise total tax outflow.
Open tool →Reconstruct cost basis and perquisite records from partial data (Carta / E*TRADE exports).
Open tool →See how much unvested compensation you'd lose at various stock-price drop scenarios.
Open tool →Compare pre-IPO ESOP value against an RSU offer with strike price, dilution, and tax.
Open tool →FX & Repatriation
Compare USD→INR conversion costs across brokers: Rovia 0%, Zerodha, ICICI, others.
Open tool →Project the cumulative FX and wire fees you'd pay over 5 years of regular repatriation.
Open tool →Estimate the SBI TT rate spread vs live mid-rate and what you lose on each transfer.
Open tool →Plan repatriation timing across Indian tax years to stay below FEMA and LRS thresholds.
Open tool →Risk & Portfolio
Model the impact of concentrating vs diversifying your RSU portfolio by company weight.
Open tool →Score your portfolio concentration and get a plain-English risk assessment.
Open tool →Enter your annual RSU activity and see total fees across brokers side-by-side.
Open tool →These tools give estimates only — always verify with a CA for your exact situation.
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